How and where to invest your money as a student?

Before we start evaluating the methods in which a student can invest his money, we will start by explaining why is it necessary to start saving from an early age. For the last few decades, the economic market has been going through a tumultuous phase and under no circumstances can we guarantee that the value of money today will remain the same tomorrow. Thus, to steer away from a situation like this, and make all ends meet, a student must start saving from the rags and attempt to grow it through investment. Investing will not simply multiply the funds that you are starting with; it will further enhance your understanding of the market and render strapping strategies to wisely capitalize your resources. In the following section, we will be jotting down the wisest ways of investing your money as a student.

invest your money as a student

  • Invest in assets

Your plan of investing in assets must be a well-calculated one; rather than resorting to materials that are bound to be intervened by technological advancements and will thereby, alter their characteristics over time, a student should opt for assets whose value will increase with time. Additionally, apart from cryptocurrencies, there are no other forms of currencies whose value will rise in the forthcoming years. When you start trading currency, there will always be another individual involved in the mechanism and on some level, you will be asked to compromise with their terms. However, the only mindful path to choose from here would be investing in banks that depend on the commission spreads from the sale and purchase for their revenue. The source of reliability is enough to intrigue the young generation and bear unprecedented benefits for the brokerages conducting the transaction.

  • Shares and equities

Shares and equities refer to your stake in a company; meaning, once you invest in them, you will be granted an equal share in their ownership and voting rights with one vote per share. Once you have invested in, you will start receiving the dividend from the company at least two times a year; although certain firms generate dividends four times throughout a year. The best part about these shares, say for instance in investment casting, is that they will furnish you with the predicted amount once your investment starts growing. Additionally, you will also have access to their income as shares in these companies usually increase and guarantee portions of the increasing dividend. Nonetheless, if you have doubts regarding the results, you can invest in equities that require much smaller amounts and are cheaper to hold.

  • Cash in bank

Lastly, the safest option to invest your money as a student would seemingly be the bank; but investing cash isn’t the most profitable idea given its low rate of return. The interest rates are higher around the inflation which directly reinforces the fact that your money is gradually losing its value. Nonetheless, if you are planning for the long-term ahead, you can either deposit it in the savings account or a fixed deposit account. Keeping your money in the fixed account for at least 4-5 years will generate escalated rates of interest; but, you will not be able to access that stipulated period.

Challenges accompanying research in academic fields

The number of students and scholars opting for higher studies, especially in the field of research are only increasing by the day. Also, the availability of such diverse documents presenting distinct perspectives all of which are equally crucial to curate a complete paper, has further enhanced the level of clarity and understanding. Apart from this group of researchers, college and university students too, find it excruciating to look up several academic information on the internet. Not only is the method strenuous and lengthy, but must be addressed with improved attention and knowledge which is not everybody’s cup of tea.

research in academic

When a student enters a query in the search engine of Google or any other platform, he or she is immediately presented with a series of results that are meant to cover different aspects and in most cases display contradictory information. Browsing through these multiple results only increase the confusion of the undergraduate students who are not still quite well-equipped with all the notches of their subject. The number of resources and services available are infinite and everytime one reads through a document following the other, the discrepancies only escalate.

The range of options available on the internet is not simply restricted to the content procured by several publishing websites and organizations but, extend to the varieties of versions that are made available in. For instance, changeable prints along with online formats, academic databases, unfamiliar library consortia systems and several other forms of search methods whose primary objective is to expand or reduce the information to be searched, leads to further inexplicable complexities. Apar from these, a student can also avail his desired material through new open-access resources and complicated Web Online Public Access Catalog Systems (OPAC) which cannot be fully explored with definite technological knowledge and understanding.

In order to genuinely assist the students and prompt them with useful documents through Article Delivery Service or other formats of DDS and other valid recourses, the focus must necessarily be shifted from sourcing several search results to limiting it to the most legitimate few. Before going through these components, there are a few crucial guidelines that a student must understand while looking for the appropriate academic results in Google. Some of the ingredients that influence and will effectively narrow down the papers you are looking for include Inter-library loans, popular academic databases, Document Delivery which consists of ILL and DD, web OPAC, library subject guides and library consortia. Rather than relying upon the dozens of reports suggested and put forth by the internet, conducting your research employing these mechanisms will make things easier and delineate an integrated solution for the entire procedure.

With the change of schemes and emergence of several technological innovations including Natural Sciences PDF Supply Services, the possible ways of looking at a subject and evaluating its tendencies have been made easier. Another thing that must also be considered while calculating the number of recourses a student will be sufficed with, the genre of subject that is being dealt with here matters too. While courses of literature, economics or history can have unlike perspectives and diverse materials, the subjects pertaining to science, specifically Geography, Biology and Medical Sciences should be regarded with enough clarity so the undergraduate students know what they are dealing with and are furnished with an extensive research in these fields. Document Delivery Service, specifically, is concerned with providing information to the students based on extensive discovery which therefore, open doors for publishing fully digitalized papers on various scientific articles like Medical Sciences full text to render the student with an all-round idea of his research subject to widen his knowledge and experience about the same.

Why Brexit Will Not Affect The Market Of Vapes

With the topsy-turvy the world is witnessing regarding Brexit, every one awaits the final result of the different business and trading deals that will be fixed in regard of the incident of divorce of UK from European Union. There will be massive changes in the policies of trading between the EU and Britain, which will affect a wide number of industries and sectors economically. But one industry that will show constancy in terms of sales and stature or even grow gradually is the nicotine industry. This includes the e-cigarettes and tobacco industry. Even in tumultuous times, this is one of the industries that promise not to falter but prosper instead.

brexit

Source: https://www.adweek.com

Vaping has shown a promising growth in sales since it has been considered by the PHE(Public Health England) as a successful cessation to smoking. Tobacco has been observed as an ultimate recession-proof product. The greater world has seen many ups and downs in the economy, the greatest falls in the US stocks but these mishaps could not affect tobacco shares. Tobacco products’ sales decrease with each year due to campaigns all over the world regarding the health issues and deaths caused by tobacco. But tobacco companies levy extra tax with the marginal rise in price of the products to do with the decreasing sales every year. The business plan is fool proof; hence the tobacco industry stays rigid in its profit margin. In UK, smoking costs the economy a ransom amount of money. Though UK has a target of making itself smoke-free by 2030, the recent intimacy of the PM with the tobacco firm will not affect the existence of the market.

The e-cigarette industry has shown to be prominent since the last decade when different clinical studies have declared vaping as much less harm causing and positive compared to tobacco. Many tobacco companies are shifting to production of vapes considering the reason that it is the next trending unbeatable product to sell. E-cigarettes regulation in Europe are governed by a body called Tobacco Products Directive and they have imposed many limitations like vape tank capacities, nicotine concentration, bottle sizes and even advertisements on vape products.

The UK vape industry on the other hand is a fully fledged safe industry which encourages smokers to shift from smoking tobacco to vaping. This industry is flourishing day by day giving the number of customers it is attracting. After Brexit happens finally, the UK government has considered looking over the policies of TPD and if they abolish them, the sales in the vaping industry will see growth on a global scale. UK has a thriving industry of vapes with consumers free to access different products. It comes second in the world just after USA, the first vaping industry in the world. The revision of the tobacco control and regulations is tending to be of great importance given the aim of ‘Smoke Free Britain’ by 2030. The government will try to persuade all the smokers into vaping. Tobacco or vape industry is an industry of much importance and will hold a strong policy when the Brexit finally comes out. The UK government will definitely amend the terms of TPD and relax it more, applying some limitations on the sale of products of vape.

Reference: Shake and Vape website

Athens City Center

Areas In Athens City Center

Athens is the capital city of Greece and it is also the biggest city in Greece. It is one of the oldest towns in the world. It is believed that Athens has been in existence for over 3400 years. Archaeologists say that the first human presence in Athens was found long time ago.

It is one of the biggest economic centers in the southern east Europe, global city. It also consists of a port Piraeus which is the largest passenger port in Europe and the second largest in the world. Athens being one of the oldest town it has cool places to visit where one can enjoy with their family. The best time to visit Athens is during the spring and fall, when the temperatures are warm and the tourist traffic is at minimum. While in Athens, it is good to take a tour to some places like presented below;

Athens City Center

Monastiraki

Activities like clothing boutiques, souvenir shops, and specialty store are homed in this flea market. If you are into bargain shopping, this is a place for you to tour and carry some products with you back home. It is strategically located in a square which happens to be a host to the Church of the Pantanassa.

Plaka

Plaka is like a small village in a huge city. It is strategically located on the slopes of acropolis, one of the biggest attraction site in Athens, and has antique buildings that beckon and command attention even when you are not interested. Plaka has several museum where one can visit such as; Jewish museum, Greek folk art museum, Athens university museum, Pavlos and Alexandra kaellopoulou museum, Frissiras museum. Plaka has very strict regulations when it comes to conservation because the social utilities like water are underground in custom-made tunnels.

Temple of Athena Nike

After its construction, this temple has been demolished three times and reconstructed. Nike is the ancient Greek word meaning victory. It was initially constructed due to the cult of Athena Nike, but was later on demolished by the Persians. The reason I find most ambiguous for destruction of the temple is when it was demolished by the Turks so that they could build defense using the stones. Were there no stones available at the moment?

National archaeological museum of Athens

This museum was founded a couple of centuries ago and it houses various archaeological and historical collections including, Mycenean gold cups from Grave IV and V, The Mask of Agamemnon, a gold funeral mask, sculptures, and The Mask of Agamemnon, a gold funeral mask, among others. It was first known as the central museum, before being renamed by Charilaos Trikoupis in 1881, the then prime minister of Greece. The museum managed to stand the Second World War by sealing the antiquities in special boxes and burying them to avoid destruction and theft. To this day, this museum stand in Patission Street, and is worth paying a visit.

Agora: ruins of the ancient market place

Agora is a Greek word meaning gather and orate. From Agora, a short hike is available to the top of the Agora hill from where you get a beautiful view of the Temple of Hephaistos and the ancient Library of Hadrian. At Agora, citizens gathered for sports, politics and any other social activity that brought them together.

Acropolis museum

Most archaeological findings from the Acropolis of Athens are stored in this museum, a good reason you should not leave Athens without setting your feet here. It is an award winning museum with at least six awards. Even though the museum was founded in 2003, it did not open to the public until June 2009.

As part of the top news from Greece, I found this information to be educative so that as you plan to visit Athens, you do not wonder where to start from.

Sleeping Better

The Student’s Guide to Sleeping Better

Do you want to sleep better at night? How much sleep are you getting on average? The experts say that young adults need between 7 and 8 hours of sleep each day. If you get around 6 hours (or worse, less) then your brain isn’t going to work at its best. That’s going to put you in some embarrassing situations. Should the sleep deprivation continue though, it can lead to more serious problems including weight gain, diabetes, heart disease, and reduced cognitive performance. There are several potential causes of your inability to sleep properly at night;

Sleep Apps

It’s true that technology can make it harder to sleep at night, however, it can also help improve sleep quality when used properly. Apps such as SleepCycle and SleepTime can help a lot. They aren’t the most accurate measure, but they can still help you to determine if you have a troubled sleep cycle. Understand your sleep cycle and improve it so you wake up feeling more refreshed and alert.

Sleeping Better

Turn Electronics Off

Electronic screens give off blue lights that make us feel more alert and awake. You should turn off the TV and computer and avoid using your phone for at least half an hour before going to bed. Experts suggest the blue light from screens can trick the brain into thinking that you should be awake, which is going to make it harder to sleep at night. If you have absolutely no impulse control when it comes to watching Netflix or checking Instagram before bed, then take all of the technology out of your bedroom. Don’t give yourself the chance.

Be Active and Stick to a Routine

You should aim to stick to a regular schedule that sees you wake up at the same time in the morning. This synchronizes your body so you start getting tired at an appropriate time and have less trouble falling asleep. Exercising regularly can also help to improve sleep quality. Try to exercise at a similar time each day. If you like to work out in the evenings, then you should do your exercises with at least three hours to spare before going to bed. Exercising too close to bedtime is a stressful activity that can negatively affect your sleeping habits.

Create the Right Bedroom Environment

Getting to sleep requires the right light levels. Sleep schedules can be affected by light levels. Try to convert your bedroom into a place where you can rest and relax. Put up some softer lights like fairy lights that you can dim before hitting the hay. When the time comes to sleep, prevent light from getting into your room by closing curtains and blinds. On the other hand though, being exposed to natural light in the morning helps you to wake up slowly and naturally, and your body is sure to appreciate that.

If you’re looking to repaint your room then you want to avoid stimulating colors such as red. Instead, you should focus on warm neutral colors that make the room more relaxing.

Having trouble sleeping because of your neighbors or roommate? If that’s the case, you should try drowning them out with SleepPhones or earplugs to create the quiet, peaceful environment you need for sleep.

People sleep better in general when the temperature is a little cooler. Turn down the temperature in your bedroom to around 18 degrees Celsius. Not only will you sleep easier, but you’ll cut down your utilities bill too!

If you’ve tried these tips and you’re still having trouble sleeping at night then it could be time to contact a healthcare provider. How much sleep you get can be a major determining factor in your ability to live and function like a regular human being. Be sure to get enough of the good stuff!