Category Archives: Business

Financial Regulators

Financial Regulators: Who Are They and What They Do

Financial regulators standardize the industry of financial services which include exchanges, markets, and firms. Usually, they work for government bodies or independent standard firms to make sure financial services meet business/industry-specific regulations.

Financial regulators are able to work in different sectors to make sure financial service agencies are compliant with the financial regulations and law as well. Also, they provide information to consumers to keep them safe and sound from improper practices.

Financial Regulators

Business plan image with collage hand drawings

State and federal governments have a myriad of organizations in place which regulates and supervise companies and financial markets. These firms each have a specific array of responsibilities and duties which allow them to act independently of each other while they work to achieve similar objectives. Even if opinions differ on the effectiveness, efficiency and the need for most of these agencies, each was made with specific objectives and will most likely be around for some time. Here are some of the most popular and renowned financial regulators:

  • Federal Reserve Board

One of the most known of all the financial regulators, the FED often gets blamed for financial downfalls or heralded for stimulating the financial system. It is accountable for liquidity, influencing money and credit conditions. Its major tools for implementing fiscal policy are its open market operation that controls the acquisition and sale of U.S Treasury securities as well as federal agency securities.

  • Federal Deposit Insurance Corporation

FDIC was developed in 1993 to give insurance on deposits to assure the security of saving and checking deposit at banks. Its authorization is to protect up to USD250,000 for every deposit.

  • Office of the Comptroller of the Currency

OCC was created by National Currency Act in 1863 with the sole purpose of supervising, regulating as well as giving charters to banks that operate in the United States in order to make sure the reliability of the overall banking system.

  • Commodity Futures Trading Commission

CFTC or Commodity Futures Trading Commission was developed in the year 1974 as an independent body to regulate commodity futures as well as options market as well as to give for efficient and competitive market trading. This financial regulator also seeks to keep participants from market manipulation, fraud as well as investigates trading practices and sustains fluid processes for clearing. If you are into forex trading, ensure to deal with the best and reliable brokers overseen by a government regulator like CFTC.

All of these financial regulators seek to protect and regulate those who participate in their respective businesses or industries they rule. The areas of coverage most of the time overlap, however, while their guiding principles might differ, federal agencies normally take over from state agencies. But, this doesn’t mean that state firms wield less power because their jobs and authorities are far-reaching.

Conclusion

In general, financial regulators make sure that the company or the broker is legit and reliable and your money is safe as well as securely protected. However, certain credible financial regulators burden participants of the said market with lots of trading restrictions.

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Commercial Cleaning

Difference Between Commercial and Domestic Cleaning: Which One Do You Need?

Cleanliness is one of the keys to staying healthy and safe in your home, and it’s a non negotiable in businesses where you invite in customers or have staff working. If you maintain a sanitary environment in your workplace or business establishment, you can be sure both of your customers and employees will be satisfied with your effort. For example, if you own a food business, you will not just focus on your food. You also need to prioritize the hygienic food preparation and cleanliness within your food preparation and dining areas.

But, what if you do not have time to do all the tasks required to stay on top of the cleaning you need?

The same goes with good housekeeping at home. You need to be able to protect the health of your family by maintaining a sanitary environment, especially in areas where disease can breed like in the kitchen, toilet and bathroom.

In ensuring that your home or business space maintains cleanliness, a cleaning service can help you. So, what is the difference between commercial and domestic cleaning? How do their services differ?

Commercial Cleaning

Commercial Cleaning

In commercial cleaning, a team of cleaners provide specialised cleaning services for different aspects of a business, including bars, restaurants, factories, shops, or offices. The services offered will vary depending on the business cleaning needs, and so too does the equipment, cleaning solutions and tools intended for cleaning in a business environment.

Commercial cleaners have a complete set of equipment to handle all your cleaning needs. Depending on your premises, you can be sure that they can provide you the proper cleaning materials and equipment, including floor polishers, water fed poles for cleaning your high windows, and carpet cleaning machines maintaining carpets.

Bottom line in business, if your premises isn’t clean, your customers will not be impressed! If you hire a commercial cleaning service, you can get on with your core business without being distracted with the essential, but not core to your value process of cleaning.

Usually commercial cleaning is done after hours, so you may want to get references or police checks done on cleaning staff, especially if they are working unsupervised, after hours.

Domestic Cleaning

Although most people can do residential cleaning, busy people often find they don’t have the time or energy to keep their home in order. This is especially so with those spring cleaning tasks that need to get done like cleaning your carpets, your oven, or surfaces that get greasy in your kitchen or places that go mouldy in the bathroom. Getting in a cleaner to do these jobs is just a must for some people who are too tired or just plain couldn’t be bothered with these tasks, because the work long hard hours.

Domestic cleaning is typically done in your personal space. Cleaners have more interactions with you where you can completely express your needs and expectations. It can include tidying things as well as cleaning, including placing your pillows on your couch or bed, hanging or folding your towels, dusting your furniture, or picking up your stuff at home.

Since you have more interactions with the domestic cleaners, you can be more familiar with them, their personality, how they deal with you as well as how they work. Also, you may want to have a cleaner do their work while you are at home because your personal and valuable possessions are kept at home, and you may prefer to be there when cleaning happens.

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Live radio

4 Reasons Why Always Radio Is Preferred Over Media Players

Live radio players have lasted a decade more than any other means of listening to music, from its peak regime days of the 80s and 90s, where radio players were seen in every other movie or show either on the car or separate radio players, radio was shown as the cool back then. To today’s era, when such advanced and new devices like Alexa, and apps like Spotify have been introduced, radio still tops the chart in America in terms of the most common way to discover new music, according to Nielsen, a data analytics company announced in their annual music 360 report, which has been just released. The Radio All Dimensions Audience Research has also stated that since 1970, the percentage of people aging 12 and more listening, every week, to broadcast radio has remained steady. Which shows that radio is still alive, while the government seems to be saying that the radio days are long dead, dead and dusted.

Live radio

It may be the case that terrestrial radio days have certainly died. And so are car radio times, as people don’t seem to be blasting music on radio players in their cars because of built-in tapes in vehicles and mobile apps which are directly connected to the tape and stored music is at your service at all times. While the Internet has changed the course of living, it sure has left the radio days behind, but not entirely. In place of it, live streaming of radio over the internet has gained popularity amongst the millennials, as the internet is the most easily accessible commodity to them. One way or the other, radio has lived through the decades to present times.

Reasons Why Radio Is Still Better Than Media Players

Even with the new media players or now even more advanced music downloading apps like Spotify, Apple music, and tons of others. Radio has been able to live to all these times because of the reason. Which Larry Miller, director of the music business programme at New York University, likes to describe as “with such wide choice of music on hand at all times has led to the tyranny of choice for some people, as some academics and analysts like to call it.” Which means with all the music available at all times, people still don’t know how and where to discover new music from, like back in radio days, which will help them if not the radio? What’s the latest good music, head back to the radio and discover yourself.

Internet, however being easily accessible to the entire globe, some parts of the world still does not have such easy and free access to the Internet. It is these parts of the world which have still kept the radio days alive, like China, Egypt, Iran, India, Pakistan and Africa, and many others. The Internet is not as free to some parts of the world like these as to the others, which means not as easy access to apps like Spotify Apple Music for the middle to lower class of these countries, which has favored the prolonged period of live radio players. As in these parts of the world, live radio is still listened to daily widely, by the people who cannot afford the internet.

Radio still has preference over the new and advanced media players because of the cost of using it. People who cannot afford to enjoy the facility of free internet or free music sites still prefers radio as a free means of entertainment like always, which it still is.

Some people still prefer radio players over media players because radio players are not only confined to music. They reach a wide range of entertainment departments like talk shows and sport or news updates. While music players only offer music entertainment to its users.

People have been listening to radio shows and following them from the start of time, while a lot of other media player apps have changed the course of music playing, people still prefer to follow their podcasts and talk shows they have been following from a long time, which glues them to radio players as well.

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Floodplain

Floodplain Manager Newsletter Now Available to the Public

Floodplain Management is a dynamic set of actions and strategies which lessen flood risk as well as restore, improve and maintain the natural functions and resources of floodplains.

Floodplain Manager is a publication produced by Steven Molino, a director of Molino Stewart, which promotes the development of ideas and tools for efficient flood management programs in Australia and throughout the world. It began it’s life way back in 2005 as a private newsletter distributed to a select no of Australian Floodplain Managers, and is now for the first time ever available publicly on a blog via the Molino Stewart website.

Floodplain

Now in it’s 14th year of publication, Floodplain Management is a leading voice in progressing flood safety and the development of economically, environmentally and socially sustainable floodplains. The primary objective of this newsletter is to enhance flood safety and at the same time to maximize floodplain resources using collaboration, effective education, and policy. It also seeks to promote leadership and understanding in floodplain management as well as strong connections with other professionals all over the world.

The publications founder and Editor Steven Molino is considered a world authority on Floodplain Management and natural Disaster planning and response. Floodplain Manager he comments on structural and non-structural flood risk reduction techniques, and shares thoughts on the social, environmental as well as economic benefits of better flood plain management practices.

The Floodplain Management newsletter was created after attending various forums.  According to Steve Molino, the founder & current editor of Floodplain Manager, “After attending several conferences, I was surprised at how little floodplain management professionals from around Australia knew about what was happening outside of their State, let alone around the world.  There was also evidence that scarce funding for flood mitigation initiatives was being used to develop innovative flood mitigation ideas in one state when the same or similar innovations had already been developed and tested elsewhere”.

“There was also evidence that scarce funding for flood mitigation initiatives was being used to develop innovative flood mitigation ideas in one state when the same or similar innovations had already been developed and tested elsewhere.”  

Steven Molino is a leading voice in the industry who calls for Floodplain Management to be done in a pro-active way, not just in response to flood events, with a critical goal of encouraging the application of useful floodplain management ideas and methods through learning, outreach as well as training.

Steven Molino calls for Floodplains Management to be managed and handled in a sustainable way. Policy development and practice, at state, federal and local levels, should reflect integrated, multi-objective methods to handling flood risk, through the informed use of land and natural resources. And it must be reliant on the two-way efforts amongst state and local agencies, stakeholders as well as landowners.

Floodplain management can be considered as a specialist discipline of environmental engineering. Steve Molino publishes Floodplain Manager every month on their web. Please visit the Molino Stewart website to subscribe to floodplain management

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Public Storage Employment Information

The Public Storage Employment Information

There is a career opportunity in Public Storage. This sector runs like an essential service that provides 365 days of service in a year. So, anyone that wants to make a career out of the sector should be prepared to work through a flexible schedule throughout the working career. The predominant criteria to get employed in the sector is hard work on the part of the employee and a strong communication skill which is needed to please the customers. Those that have previous experience will have the edge in an interview over those that do not have experience working in the sector.

Public Storage Employment Information

Must-Have Qualities For Candidates During Interview

For any candidate to get into public storage Portland as a staff; he has to pass through some fireworks during the interview process. Each applicant is expected to exhibit some exceptional communication skills. This is more so since the work to a large extent will involve communicating with each prospect and converting all of them to clients. The competition in the sector is stiff and only the tough gets all the customers at the expense of the rest. The candidate that will get the job ahead of others is the person with strong oratory skills. Taking it on, computer literacy is also a strong factor for anyone that wants to get the job ahead of others. Most of the openings will require advanced software skills. If you have competency in the areas so far mentioned, then you stand a high chance of getting the job ahead of other competitors.

Let us now look at the employment opportunities that every candidate will get from any of the public storage facilities scattered around town. This will prepare prospective applicant to get a feel of where they can possibly fit in before tending their application:

Customer Service Representative

This is the heart of the job in Public Storage. The customer care representative will relate with the customers. They are the image makers of the company. If they perform their duties well, the customers will be retained and business will be better. The walk-in customers will be assisted around the facility. All the terms and conditions of the leases will be explained in a way that will make the customer to have a lasting commitment to the location. All the details of the signing of the agreement; the fees will be given to the would-be customer. Merchandise needed to store property appropriately is expected to be introduced to the customer in a way that will make him patronize the property. Much is expected from the customer care representative; his roles can make or mar the facility.

Administrative Assistance

They are the staff that supports high-level management with the basic operations that concern the outfit. This position requires computer literacy. The position revolves around the computer, a sound knowledge of the computing system is a must. The successful candidate should be a good manager of time and resources. He should possess a smart memory and must be able to adjust to situations quickly. Ability in areas of copying, filing, and answering the phone is mandatory for successful candidates.

Call Center Sales Agent

This is the first point of contact for the customer. The first impression lasts long. Therefore, candidates that will fill this position should have the capacity to handle things in a professional manner. The communication should be one that will impress every customer that comes into the facility. Even after office hours, they will be found at their duty post dictating the pace that will give every customer an impression about the company in a positive light. The call quotas that is set by the production managers should be exceeded by the workers. There is much importance placed on this section. That is the reason why new employees are given on the job training for six weeks which involves one-on-one instruction from trained professionals.

Conclusion

If you want to take employment with public storage Portland, the categories that we have just given above are the areas where interested employees can have themselves fixed up.

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