college students

Presents Guide For A Student

Either you’re a college student or not, let’s say you’re not a college student and are looking for a list of ideas on what exactly to get your relative or friend who is a student.

Getting a perfect gift for a student entails you getting something that is worthy of the tight scholar’s schedule, something that can fit in properly in the tiny dorm room, something that will bring a lot of appreciation, something that will worth the stress of taking back to school and won’t end up at the corner of the room and not used, something that won’t also be a devastating loss if it eventually gets missing.

Getting a gift with these characteristics means you’re looking to make a difference with a gift or gifts for your college student. Getting your college student a thoughtful gift can really make a difference in the quality of their life in college, especially when you get them something they tend to use frequently but can’t afford.

The list below in no order is an amazing starting point for any person that wants to show love to his or her college student.

college students


If there’s one thing that is needed and will be highly appreciated by a college student, it’s a good wireless headphone. This can be used at the library, at the gym, commuting to internships and class. With great sounds and long-lasting batteries, this pair can be really helpful for preventing them from distractions caused by noise or building focus on a particular thing.


Amongst a variety of backs used by students, a backpack is the most versatile of them all. Either going or coming for class, a job or internship, no student will love to carry a banged-up Jansport into the classroom. A backpack will keep their laptop safe, give the student a professional look and is also transportation-friendly.


Attending college entails getting up really early and motivated to attend early morning class at most times after a very stressful late night class the previous day. This is an amazing option for a sound sleeper as an alarm clock will make sure he or she doesn’t sleep through a class. Sometimes it skips the mind of the student to set alarm for the next time of select AM in place of PM. This is why a smart clock is needed, as it gives you the option to set class ahead of time.


It’s possible to get A’s from proper sleep and this can be done through proper studying. Are you having a problem with studying or sleeping due to a noisy neighbor? Or a gorilla-like snoring roommate? The white noise machine is the best gift to give to a student with these challenges. It keeps the student focused by proving him or her with a consistent audio backdrop even in a noisy environment.

Not only does it help calm down noise, but it also helps a stressed student get sound sleep. The white noise machine makes it easier to sleep in a raucous frat house and be peaceful.

A serious student will definitely love this as a gift. Take it into consideration.


At times, carrying your laptop everywhere and every time is really tiring. At some other times, the student might already have a TV in their house or might not even have space in their room for it. The best idea is getting something that is travel-friendly and also large enough for watching your favorite movie or taking notes in class.


A pile of textbooks to read and then a lot of essays to be written! There is nobody that won’t be in need of caffeine to handle all this. Having to write and read for four years is one main reason to make coffee as essential as a paper and a pen. Luckily, your college student has you to provide this essential piece as a gift.


Of late, drones are now becoming more useful and even affordable and a student needs this piece. Imagine taking epic sky shot with college friends and having fun after a stressful day in school. All that is required to make a day turn from bad to amazing is a drone copter and to top it all up, one that is armed with a high-quality camera is perfect. The drone for beginners brings to its user all kind of happiness and fun and might even get them a chance to feature on the news.  What other more inspirational present could your tech nerd need.


One of the things that weigh the mind of most students when going off to college is the thought of how to manage or monitor their perishables. The chances of them having a lot of fruits, dairy products that could easily get spoilt if left either in the wrong hands or not properly taken care of is really high. Think of how annoying it is to waste all this and get your student a mini fridge for school.


You have to admit that after a spaceship, a laptop is the next or better still mother of gifts for a student. Unlike having a spaceship, handling a laptop is really easy as they all learn how to do this even at a tender age. A laptop is a really indispensable piece as students need to write papers, make research and then make visual designs almost all the times. Every student will give you a sincere wholehearted thank you for a gift as this.

Live radio

4 Reasons Why Always Radio Is Preferred Over Media Players

Live radio players have lasted a decade more than any other means of listening to music, from its peak regime days of the 80s and 90s, where radio players were seen in every other movie or show either on the car or separate radio players, radio was shown as the cool back then. To today’s era, when such advanced and new devices like Alexa, and apps like Spotify have been introduced, radio still tops the chart in America in terms of the most common way to discover new music, according to Nielsen, a data analytics company announced in their annual music 360 report, which has been just released. The Radio All Dimensions Audience Research has also stated that since 1970, the percentage of people aging 12 and more listening, every week, to broadcast radio has remained steady. Which shows that radio is still alive, while the government seems to be saying that the radio days are long dead, dead and dusted.

Live radio

It may be the case that terrestrial radio days have certainly died. And so are car radio times, as people don’t seem to be blasting music on radio players in their cars because of built-in tapes in vehicles and mobile apps which are directly connected to the tape and stored music is at your service at all times. While the Internet has changed the course of living, it sure has left the radio days behind, but not entirely. In place of it, live streaming of radio over the internet has gained popularity amongst the millennials, as the internet is the most easily accessible commodity to them. One way or the other, radio has lived through the decades to present times.

Reasons Why Radio Is Still Better Than Media Players

Even with the new media players or now even more advanced music downloading apps like Spotify, Apple music, and tons of others. Radio has been able to live to all these times because of the reason. Which Larry Miller, director of the music business programme at New York University, likes to describe as “with such wide choice of music on hand at all times has led to the tyranny of choice for some people, as some academics and analysts like to call it.” Which means with all the music available at all times, people still don’t know how and where to discover new music from, like back in radio days, which will help them if not the radio? What’s the latest good music, head back to the radio and discover yourself.

Internet, however being easily accessible to the entire globe, some parts of the world still does not have such easy and free access to the Internet. It is these parts of the world which have still kept the radio days alive, like China, Egypt, Iran, India, Pakistan and Africa, and many others. The Internet is not as free to some parts of the world like these as to the others, which means not as easy access to apps like Spotify Apple Music for the middle to lower class of these countries, which has favored the prolonged period of live radio players. As in these parts of the world, live radio is still listened to daily widely, by the people who cannot afford the internet.

Radio still has preference over the new and advanced media players because of the cost of using it. People who cannot afford to enjoy the facility of free internet or free music sites still prefers radio as a free means of entertainment like always, which it still is.

Some people still prefer radio players over media players because radio players are not only confined to music. They reach a wide range of entertainment departments like talk shows and sport or news updates. While music players only offer music entertainment to its users.

People have been listening to radio shows and following them from the start of time, while a lot of other media player apps have changed the course of music playing, people still prefer to follow their podcasts and talk shows they have been following from a long time, which glues them to radio players as well.

Medicare plan

Looking for an AARP Medicare plan? What students should know

Medicare plan

AARP is an organization or a sector which is providing help to folks by analyzing the needs of people currently living in America and are above age 65. It serves them with zeal and confronts their issues so that they can live a happy life with their beloved ones.

AARP gives a Medicare Supplement insurance plan and it is provided by the United health care insurance company. It is for those people who have made the experience in Medicare services and are worried that their Medicare plans are not enough to meet their needs and requirements of the health insurance coverage. Through this procedure, people can supplement their Medicare coverage. It has been 50 years where AARP Medicare Supplement is proving beneficial for experts who have gotten membership of an organization.

Coverage Plans of AARP Medicare Supplements

AARP provide coverage plans to the people who live in the U.S at any place and can go to those doctors who are familiar or can accept Medicare. For AARP no referrals are required or considered essential. There is an opportunity where people can keep their personal doctor for current checkups. AARP goes long even after the health problems of ones just because he has been paying his premium. He will never get cancellation until and unless he/she stops paying his premium. Medicare costs can be controlled by merging AARP plans with the Medicare Plan D.

The significance of the AARP plan

Sometimes Medicare is not enough to pay out expenditures of co-pays, coinsurances and deductibles then at this situation AARP proves a life saver. All insurance needs can be fulfilled by AARP plans but for this, you have to go through a cumbersome or lengthy enrolment procedure. Before getting enrolment to be a member of AARP by filling the online application form available on the website.

Why AARP Medicare insurance plan?

United Health care is a center who is working in the Health insurance field for about 30 years and is committed to facilitating people with all expertise so that they can make good decisions in the future. These plans fall under the category of Medicare supplement insurance plans and labeled as AARP plans. That’s why it is considered to be discussed in Medigap. A large variety of budgets available where everyone can accommodate a plan to fulfill their needs. It has been seen that people who had done the survey of Medicare plans would suggest AARP plans to be adapted to their relatives, friends, and family.


The insurance company of Omaha and it’s supplements

Mutual Omaha is an insurance company based in Omaha. Mutual of Omaha was established in 1909 by a medical student named Mabel Criss, and his wife Dr. C.C. It has exceeded into a Fortune 500 insurance companies providing insurance plan and financial solutions for individual man/woman, business people and batches throughout the United States. Mutual of Omaha has numerous branches including United of Omaha Life Insurance Company, United World Life Insurance Company, Mutual of Omaha Investor Service, Inc., Omaha Financial Holdings, Inc. and East Campus Realty, LLC. Due to its financial strength and capability to meet policy Mutual of Omaha received A+ ranking. Mutual of Omaha was also rated 5th of 18 huge life insurance companies.


Medicare Supplement from Mutual Of Omaha

Mutual of Omaha gives a variation of Medicare supplement plans. They offer medical procedures according to your need. Programs that also covers care of elder ones and there living. Mutual of Omaha has been providing their services since 1919. Mutual of Omaha Medicare Supplement services are for those who are at the age of 65 or before that suffering from disabilities like renal disease or other.

Which Supplement Plans do Mutual of Omaha Offers?

Mutual of Omaha offers 8 Medicare Supplement Plans:

Medigap Plan A

Medigap Plan B

Medigap Plan C

Medigap Plan D

Medigap Plan F

Medigap Plan G

Medigap Plan M

Medigap Plan N

Medicare Supplement Plan A covers hospital stay bills and allowed coverage of an extra 365 days in the hospital but only through this policy. It also offers the service connected to Medicare part B in which a patient receives medical treatment without being admitted to the hospital. It also covers the first 3 pints of blood. In most regions, Mutual of Omaha offers Plan A. Plan C and D cover Plan A and B that offers almost all of the essential coverage. Part A,B,C,D are basics plans. Whereas Plan F, G, M, N are advanced plans, higher premium plans than A, B, C, D.

Benefits of Mutual of Omaha Medical Care Supplement Plans.

Each plan provided by Mutual of Omaha Medicare Supplement covers primary benefits. There are providing 365 days coverage in hospital apart from Medicare part A limits. Further provides a facility for our patients. They gave you a guaranteed agreement with no health questions. They gave rights to choose your doctor. Plan F and G covers travel tours. They include your domestic travel. They guaranteed good changes in your health. They also increase your Medicare cost year after year. They also offer a vision discount plan. The vision plans cover eye care and eyewear.

How do I register myself in a Mutual of Omaha Medicare Supplement Plan

You can express yourself or your elder one before three months you or they reach at the age of 65. Mutual of Omaha give awareness to help you to communicate in your region by contacting their company through their website. They provide plans according to your need. After registering yourself, you can avail their insurance policy.


Floodplain Manager Newsletter Now Available to the Public

Floodplain Management is a dynamic set of actions and strategies which lessen flood risk as well as restore, improve and maintain the natural functions and resources of floodplains.

Floodplain Manager is a publication produced by Steven Molino, a director of Molino Stewart, which promotes the development of ideas and tools for efficient flood management programs in Australia and throughout the world. It began it’s life way back in 2005 as a private newsletter distributed to a select no of Australian Floodplain Managers, and is now for the first time ever available publicly on a blog via the Molino Stewart website.


Now in it’s 14th year of publication, Floodplain Management is a leading voice in progressing flood safety and the development of economically, environmentally and socially sustainable floodplains. The primary objective of this newsletter is to enhance flood safety and at the same time to maximize floodplain resources using collaboration, effective education, and policy. It also seeks to promote leadership and understanding in floodplain management as well as strong connections with other professionals all over the world.

The publications founder and Editor Steven Molino is considered a world authority on Floodplain Management and natural Disaster planning and response. Floodplain Manager he comments on structural and non-structural flood risk reduction techniques, and shares thoughts on the social, environmental as well as economic benefits of better flood plain management practices.

The Floodplain Management newsletter was created after attending various forums.  According to Steve Molino, the founder & current editor of Floodplain Manager, “After attending several conferences, I was surprised at how little floodplain management professionals from around Australia knew about what was happening outside of their State, let alone around the world.  There was also evidence that scarce funding for flood mitigation initiatives was being used to develop innovative flood mitigation ideas in one state when the same or similar innovations had already been developed and tested elsewhere”.

“There was also evidence that scarce funding for flood mitigation initiatives was being used to develop innovative flood mitigation ideas in one state when the same or similar innovations had already been developed and tested elsewhere.”  

Steven Molino is a leading voice in the industry who calls for Floodplain Management to be done in a pro-active way, not just in response to flood events, with a critical goal of encouraging the application of useful floodplain management ideas and methods through learning, outreach as well as training.

Steven Molino calls for Floodplains Management to be managed and handled in a sustainable way. Policy development and practice, at state, federal and local levels, should reflect integrated, multi-objective methods to handling flood risk, through the informed use of land and natural resources. And it must be reliant on the two-way efforts amongst state and local agencies, stakeholders as well as landowners.

Floodplain management can be considered as a specialist discipline of environmental engineering. Steve Molino publishes Floodplain Manager every month on their web. Please visit the Molino Stewart website to subscribe to floodplain management