How and where to invest your money as a student?

Before we start evaluating the methods in which a student can invest his money, we will start by explaining why is it necessary to start saving from an early age. For the last few decades, the economic market has been going through a tumultuous phase and under no circumstances can we guarantee that the value of money today will remain the same tomorrow. Thus, to steer away from a situation like this, and make all ends meet, a student must start saving from the rags and attempt to grow it through investment. Investing will not simply multiply the funds that you are starting with; it will further enhance your understanding of the market and render strapping strategies to wisely capitalize your resources. In the following section, we will be jotting down the wisest ways of investing your money as a student.

invest your money as a student

  • Invest in assets

Your plan of investing in assets must be a well-calculated one; rather than resorting to materials that are bound to be intervened by technological advancements and will thereby, alter their characteristics over time, a student should opt for assets whose value will increase with time. Additionally, apart from cryptocurrencies, there are no other forms of currencies whose value will rise in the forthcoming years. When you start trading currency, there will always be another individual involved in the mechanism and on some level, you will be asked to compromise with their terms. However, the only mindful path to choose from here would be investing in banks that depend on the commission spreads from the sale and purchase for their revenue. The source of reliability is enough to intrigue the young generation and bear unprecedented benefits for the brokerages conducting the transaction.

  • Shares and equities

Shares and equities refer to your stake in a company; meaning, once you invest in them, you will be granted an equal share in their ownership and voting rights with one vote per share. Once you have invested in, you will start receiving the dividend from the company at least two times a year; although certain firms generate dividends four times throughout a year. The best part about these shares, say for instance in investment casting, is that they will furnish you with the predicted amount once your investment starts growing. Additionally, you will also have access to their income as shares in these companies usually increase and guarantee portions of the increasing dividend. Nonetheless, if you have doubts regarding the results, you can invest in equities that require much smaller amounts and are cheaper to hold.

  • Cash in bank

Lastly, the safest option to invest your money as a student would seemingly be the bank; but investing cash isn’t the most profitable idea given its low rate of return. The interest rates are higher around the inflation which directly reinforces the fact that your money is gradually losing its value. Nonetheless, if you are planning for the long-term ahead, you can either deposit it in the savings account or a fixed deposit account. Keeping your money in the fixed account for at least 4-5 years will generate escalated rates of interest; but, you will not be able to access that stipulated period.

Smoking habits among medical and nursing students

If we are asked to name one stubborn evil of the society that has plagued it for centuries now, it will have to be the habit of smoking. When you visit a physician with your troubles, amongst the series of questions presented before you, one or two of them is inevitably concerned with your relationship with smoking. But interestingly, studies that were previously conducted to assess the credibility of medical and nursing students as the origin of future treatments that stems from smoking and tobacco consumption, it was discovered that they too indulge in this habit. However, the primary aim of the study was to compare the smoking habits of these medical and nursing students and outline whether or not their course of education has inculcated any change in this pattern.

Smoking habits

This research was conducted over 1000 students pursuing a career in medicine and nursing from a single university and was studied using a questionnaire containing the Fagerstrom test meant to measure nicotine dependence. Out of the entire capacity, only 397 medical and 126 nursing students took and completed the survey. However, the results established the fact that the number of medical students smoking amounted to only 3.3% while the number of nursing students was around 13.5%, which is much lesser when compared to the former group. Furthermore, more nursing students (17.8%) were smokers in the past than medical students (9.8%). Additionally, the severity as proclaimed by the Nicotine dependence test which in turn depends on five or six other factors in the FTND was found to be higher in the case of nursing students that their medical counterparts.

After comparing the departmental credentials, this same survey was utilized to check the difference in numbers within the classes; the smoking or quit rates did not deviate by large numbers across class years in both the medical and nursing batches. While the number of students who quit smoking in the group of nursing students was moreover constant, the medical students, however, had a different picture to present. The distinction in the latter classification was in the time since quitting which significantly varied across the class years and thereby produced an uneven graph. Even though the smoking habits of the medical and nursing students negligibly altered during their academics, a considerable population of the medical students quit smoking just before entering college while the nursing students nourished the habit even when in college and gave up on it later.

After having gone through all the above-mentioned facts and numbers, we can safely conclude that the smoking habits that prevailed amongst the medical and nursing students have reduced considerably over the last few years and the most glaring reason that can be assigned to this decline is the awareness that they are brought in touch with by their academic courses. Nonetheless, the universities and government must still make efforts to promote the consequences of a prolonged smoking habit amidst students and try to convince them to switch to e-liquids to eradicate the use of tobacco. Both these groups of students are potential advisors and rescuers of patients and the overall public health in accordance with smoking.

How to repair a windshield?

If your car has been through a series of ordeals and has inevitably developed a chipped windshield, then you must start repairing it as soon as possible; because the more this fault is overlooked, the higher are its chances to lead to grave consequences. The outermost layer of the windshield is considered to be the toughest one and once that is penetrated, it will not take much time for the crack to spread through the rest of the screen. A damaged windshield increases the vulnerability of your vehicle making it more susceptible to accidents, increasing risks by limiting the function of the airbags and limiting visibility. Additionally, if the windshield is not repaired during the initial stages of its disfigurement, you will eventually have to replace it which is most likely to cost you a lot. In the segment below, we will note down a few ways of repairing your windshield.

repairing your windshield

  • Clean the area

First things first, before diving straight into the process of repair, prepare the chip and the surrounding area of the windshield to implement the procedure. Remember to clean the area with some alcohol and concentrate around the point that has been affected the most. Move on to thoroughly clean the area and eliminate small pecks of glass or dust particles if stuck amidst the crack. You can turn the mirror of your car towards the inside of the windshield so that you are procured with an all-round view of the windshield to cover every bit of it.

  • Seal the chip

After profusely cleaning the chip, center the bridge or tool of choice that will be used directly over it. This method is like bandaging a cut or scratches on one’s body; form a seal over the chip essentially where the glass is missing. Once you have created the seal and ensured that the entire area is covered, put a few drops of resin into the injector area.

  • Inject the chip

If you are done pouring the resin into the injector, employ it to push the liquid into the crack on the windshield; start injecting it only when you are certain that you can see the crack from all sides. Keep a track of your proceedings; you will be required to release air and re-inject the resin as per requirements for the latter to successfully settle in between the cracks. On completion, leave it alone for about 10-15 minutes to completely dry out.

  • Time to fill the missing glass

Now it is about time to fill the missing portion of the glass in the chip. Obtain your pit filler and drop a few drops of it directly into the pits of the chip (pits are the sleek gaps in the crack from where the glass is missing) on the point of impact. Once this is done, gather a plastic curing tab and cover the area that has undergone the filling. Let it rest for a few minutes in a dry atmosphere, preferably under the sun to render the entire mechanism a smooth finish.

  • Take off the excess

After the surface of the windshield has dried off, take off the excess pit filler settled in the cracks. If you want, you can use a polish to grant it its lost shine and vitality and bring back the original appeal of your vehicle’s windshield.

  • Seek professional help

Sometimes, trying to carry out this entire mechanism all by yourself can seem excruciating and time-taking; additionally, the possibility of going wrong cannot be eliminated. Therefore, to steer away from any of these probable restitutions, seek assistance from a professional like Aero Auto Glass who will identify all your needs and present customized strategies to repair the windshield.